Make It Easier to Access Your Money

Turn to us for merchant services based in Binghamton, NY and services nationwide

Process payments with ease

Our merchant processing company is committed to making it easy to send money orders, deposit checks and balance your payroll. No matter what kind of financial services you need, you can trust us to take care of them.

Contact us today to find out more about our merchant processing company based in Binghamton, NY.

Credit and Debit Card Processing

Credit and Debit Card Processing

Set up the technology you need to accept credit and debit cards.

Check Processing

Check Processing

Get online check processing service for your company.



Make sure your employees receive the correct salaries with our online payroll service.

As a merchant processing company, we help with ATM sales, credit card processing and payroll services. You can count on us for reliable, comprehensive merchant services. When you need a processing company you can count on, think of us.

We're trusted for top-notch service throughout Pennsylvania, New York, Arkansas and Tennessee, as well as nationwide.

Keep Things Business as Usual

Choose Southern Merchant Services for payroll and processing

Don't Let a Dime Go Unaccounted For

Get the merchant services you need

Whether you need help keeping track of your company's payroll or you're looking to buy an ATM machine, you can count on Southern Merchant Services to help. We offer a wide range of merchant services for you to choose from. You can count on us for helpful, effective service.

You can count on us for:

Credit card processing | Payroll services | Check processing

Call 844-397-8458 now to ask about the merchant services we offer nationwide.

What our customers say

Just a note after a long hard day to say that I got an account that I wouldn't have if it was not for your great team! I stopped for lunch yesterday at a popular restaurant and saw a credit card machine down sign. Talked to owner's brother and he said that it had been down for a week. I called his brother and he said if I can rush then he would sign. I am really impressed with the fast turnaround that I received and want to say how much I appreciate it. THANKS FOR ALL Y'ALL DO!!! You really have it together.


Merchant Sales Provider

I just wanted to take a second and share with you what a great job your team does for my office. They are available, prompt, highly knowledgeable, and always in a great mood. In eight years of doing business with you, I have never been more confident in S.M.S support than I am right now. Big Kudos.


Merchant Sales Provider

I would like to express my deep appreciation for S.M.S once again. My 1099 reflects another record year of making income. It's all because of S.M.S' remarkable staff and programs and my diligent hard work. During these economic hardship times S.M.S has delivered a solid, secure regime of consistency and financial security. It's been five and a half years foe me with S.M.S. I look forward to another 30 of growing, positive, prosperous years to come. Thank you SO MUCH S.M.S.


Merchant Sales Provider

Proudly Serving New York, Pennsylvania, Arkansas, Tennessee and Clients Nationwide