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Merchant Services in Binghamton

Merchant Account
Payment Solutions

Accept Credit Card Payments with:

Low Payment Processing Rates Guaranteed

EMV Compliant Systems

FREE Setup & Hardware Options

No Long Term Contract Options

merchant services

Products & Services

Terminals & Readers

Get a FREE credit card reader.

Point of Sale Systems

Manage business with a versatile POS.

Online Payments

Virtual, recurring billing & eCommerce.

A solution for every business, shop, on the road, and online payment transactions!

Southern Merchant Services offers credit card processing to merchants of various sizes and industries. We look for every opportunity to help customers obtain more value from each transaction—Developing new solutions to make transactions simpler, faster, safer and more rewarding.

Southern Merchant Services Delivers Payment Processing and More to Help Businesses Grow!

We stand apart from other credit card processing companies to offer comprehensive merchant solutions. Whether you’re just starting out and need a merchant account with a credit card reader, or you’re expanding fast and need tools to manage your operations, we can help.

Setting Up A Merchant Account Is Fast & Easy!

Our merchant accounts enable you to accept credit cards and other payment types. Once you complete an application and your merchant account is approved, we’ll send you equipment already programmed for your needs. Once you begin processing, funds will be automatically deposited into your bank account. Our merchant support staff is available 24/7 to walk you through account setup or any time you need help. A trusted payment processing company, Southern Merchant Services has been helping businesses grow for more than 20 years. Let us help put your business on the road to success with a low rate merchant account.


See what our clients are saying about us!

Merchant Sales Provider ~ Beverly

Just a note after a long hard day to say that I got an account that I wouldn’t have if it was not for your great team! I stopped for lunch yesterday at a popular restaurant and saw a credit card machine down sign. Talked to owner’s brother and he said that it had been down for a week. I called his brother and he said if I can rush then he would sign. I am really impressed with the fast turnaround that I received and want to say how much I appreciate it. THANKS FOR ALL Y’ALL DO!!! You really have it together.

Merchant Sales Provider ~ Jeff

I just wanted to take a second and share with you what a great job your team does for my office. They are available, prompt, highly knowledgeable, and always in a great mood. In eight years of doing business with you, I have never been more confident in S.M.S support than I am right now. Big Kudos.

Merchant Sales Provider ~ Bill

I would like to express my deep appreciation for S.M.S once again. My 1099 reflects another record year of making income. It’s all because of S.M.S’ remarkable staff and programs and my diligent hard work. During these economic hardship times S.M.S has delivered a solid, secure regime of consistency and financial security. It’s been five and a half years foe me with S.M.S. I look forward to another 30 of growing, positive, prosperous years to come. Thank you SO MUCH S.M.S.


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