Southern Merchant Services - Steven Carter - Payment Processing image 10
Southern Merchant Services - Steven Carter - Payment Processing image 11
Southern Merchant Services - Steven Carter - Payment Processing image 12

Free Terminals & Readers

Get started with a FREE credit card reader.

Free Point of Sale Systems

Manage business with a versatile POS.

Online Payments

Virtual, recurring billing & eCommerce.

Southern Merchant Services Delivers
Payment Processing and More to Help Businesses Grow


We stand apart from other credit card processing companies to offer comprehensive merchant solutions.
Whether you’re just starting out and need a merchant account with a credit card reader, or you’re expanding fast and need tools to manage your operations, we can help.

Someone You Can Trust

Since 2017, Southern Merchant Services has helped 500 businesses with payment processing.

Payment Solutions That Deliver

Accept all EMV chip and magstripe credit, debit and EBT cards, as well as NFC payments like Apple Pay.

Top Credit Card Security

Our EMV-compliant solutions protect your customers’ data while protecting you from liability.

Low Payment Processing Rates Guaranteed

Our meet-or-beat pricing ensures you get the best payment processing rates.

Award Winning Support

We put the “services” in merchant services with U.S.-based, 24/7 one-on-one support.

A Solution For Every Business

Whether you’re new or established, or take payments in a shop, on the road or online, we can help.

Setting Up a Merchant Account with Us Is Easy!


Our merchant accounts enable you to accept credit cards and other payment types. Once you complete an application and your merchant account is approved, we’ll send you equipment already programmed for your needs. Once you begin processing, funds will be automatically deposited into your bank account. Our merchant support staff is available 24/7 to walk you through account setup or any time you need help.

A trusted payment processing company, Southern Merchant Services has been helping businesses grow for more than 20 years.
Let us help put your business on the road to success with a low rate merchant account.


Call 844.397.8458 or complete our Contact Us form.



Call Us Today for a FREE Consultation

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